5 Common sense financial hacks that everyone knows but do not do

1. Use cashback credit cards: Many banks in Singapore offer cashback credit cards that give you a percentage of your spending back as cash. Use these cards to pay for your daily expenses and bills, and you can save a significant amount of money over time.

2. Buy second-hand items: Singapore has a thriving second-hand market for a wide range of products, from furniture and electronics to clothing and accessories. Buying second-hand items can save you a lot of money, and you can often find items that are in great condition.

3. Cook at home: Eating out in Singapore can be expensive, so consider cooking at home more often. You can buy groceries at the local wet markets or supermarkets, which are often much cheaper than eating out.

4. Use public transportation: Singapore has an excellent public transportation system that is safe, reliable, and affordable. Consider taking buses and trains instead of taxis or driving your own car, and you can save money on transportation costs.

5. Use discount apps and websites: There are several apps and websites in Singapore that offer discounts and promotions for a wide range of products and services, from food delivery to travel. Be sure to check these out before making any purchases, as you can often save a significant amount of money.